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Issuers

Gain operational leverage.

Run the platform once, and let it audit itself.
  • Daily self-auditing replaces quarterly fire drills
  • Minimize collateral and cash agreed-upon-procedures work, with large internal time savings
  • Faster issue resolution means fewer covenant breaches caused by lag, not performance
  • Faster draws and fewer conditions precedent
  • Better positioning with lenders, and tighter spreads over time
See How It Works
Getting Started

Getting started takes days, not
months.

Step 1

Connect your data

Point Granite Pass at your existing tape or data feed — no migration project required.
Step 2

Configure your structure

We map your hierarchy — issuer, series, class, bank — to the platform’s engines.
Step 3

Go live on daily reporting

Start seeing daily borrowing base, collateral, and cash movement the same week.
For Issuers

See your borrowing base impact, live.

A preview of the cash release and allocation calculator issuers use to see availability change in real time, before drawing on the deal.
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Borrowers

Sign in and manage your loan.

Making a payment on a loan or lease? Sign in below — self-service is available 24/7.
  • Customer and payment login — view balance, payment history, and payoffs
  • Self-service available 24/7, day or night
Sign In to Your Account Make a Payment
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Answers for borrowers.

How can I update my email notifications preferences?

To update your email notifications preferences please contact one of our Customer Care Specialists at 817-840-3000.

With whom can Innovate Auto Finance share my account information?

Please refer to Privacy Policy.

Can I skip or defer a payment on my account?

 Yes, for qualified retail installment accounts. Unfortunately, we do not defer payments on lease accounts.

Can I change the due date on my account?

 Yes, for qualified accounts. Call Customer Care 817-840-3000 to see if your account qualifies for a due date change.

How can I update account information such as address or phone numbers?

 You may change your address or phone number by contacting Customer Care 817-840-3000.

Can a co-buyer receive a monthly billing statement? 

No. The co-buyer or co-lessee cannot request to have a monthly statement reminder emailed or mailed to them at this time.